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HikaShop credit card payment plugin
I'm really new at e-commerce, but there is a thing i want to do, and just don't really know how. I want, that people who buy products from me could checkout with credit card, so I use HikaShop credit card payment plugin. However, when I tried to test it, I saw that people have to enter a credit card number, expiration date and CVV code. How do I get the money, once I got that information from a costumer?
Thank you
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The credit card payment plugin is there for merchants to collect credit card information in order to process the transactions manually with their own terminal provided by their bank. That plugin does not do any money transfer.
If you want to have the money go to your bank account, you will need to contract with a payment gateway. For example, you can create an account with paypal www.paypal.com/en/mrb/pal=SXL9FKNKGAEM8 to accept credit cards on your shop using one of the paypal plugins we have. The payments of your customers will be credited on your paypal account and you will then be able to transfer the money to your bank account.
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Alternatively, you could use paypal pro. That way, people won't have to go to paypal at all and will enter their credit card information directly on your website. In that case, we strongly encourage you to setup a SSL certificate on your website to secure the transactions (you can ask your hosting company about that if you want).
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nicolas wrote: It's probably because you don't have a Business account in paypal. In that case, you would have to upgrade your account.
Alternatively, you could use paypal pro. That way, people won't have to go to paypal at all and will enter their credit card information directly on your website. In that case, we strongly encourage you to setup a SSL certificate on your website to secure the transactions (you can ask your hosting company about that if you want).
Sorry for digging this thread, but I think it's better that way than to start another one... So are you stating that when using a paypal busniess account, people can pay directly by credit card without needing to have a paypal account? Because I' looking for some kind of way that people can pay by credit card directly on my webshop
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But if you want to have your users pay directly on your website you would have to use instead PayPal Pro, or another payment gateway allowing that like authorize.net in the USA, or CardSave.
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note the credit card info on a paper
change the order status to "created"
change the user of the order to yourself
log on your front end and go to the hikashop user control panel, and click on the "pay now" button (you need to have the option "Payment of orders not paid immediately" of the Checkout tab of the configuration activated)
that will allow you to pay the order on PayPal for the user. The order will be confirmed by PayPal
then, all you need to do is to change again the order's user to your client
trash the credit card info appropriately
If you're not using a commercial edition of HikaShop:
note the credit card info on a paper
create a new order on your front end and order the same thing
use the credit card info on PayPal to pay for your client
trash the credit card info appropriately
(that second is less nice as the transaction on PayPal is not linked to the correct order but it's better than nothing...)
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The replies i read in this topic is to integrate Paypal in it but what about the countries don't have these facilities ? Like me.
I live in Pakistan and Paypal doesn't support Pakistan in it country dealings. Talking about money bookers they either don't deal in PKR but they do deal in USD. Most of the money-bookers doesn't support Pakistan as well as for my information some of them like Skrill MoneyBookers support Pakistan but not the Pakistani currency PKR. and as the stock rate fluctuates in Pakistan and it is our big loss on daily basis.
For example if we purchase a product of price PKR 5000 and the dollar price is PKR:100 = USD:10. with the ratio of calculation we will get the product in USD:500/- Per product a the purchasing date. After 2 or 3 days we sold that product in PKR:6000 as it is the market price and we also have to be informatic in price issue to compete with the market.
When we connect with moneybookers thier comission is likely about 18% to 31% for pakistan.
If we calculate things the product of worth 500USD we are purchsing it in 590USD. means after a product we are getting only USD10 ? and we also have to include transportation in it then what will we get with this business ?
Kindly make the Credit card module to be linked with our bank and with some verified portal if possible. HikaShop can place a payment limit to this module that a specific amount can be transferred or can have a percentage like money-bookers for starter users and for the business users they can have it limited like 10%.
Kindly solve this issue because in Pakistan we don't have the money-bookers nor paypal support.
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There are already more than 60 payment plugins for HikaShop. Why focus yourself on PayPal and moneybookers only ?
For example, here is a potentially solution:
planetauthorize.net/multicurrency.html
That payment gateway supports your currency directly for payments and they provide a gateway emulator ( planetauthorize.net/gatewayemulator.html ) which should allow you to integrate HikaShop with them by using one of the 60 payment plugins already available for HikaShop.
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Thanks and waiting for your brilliant answer regarding this credit card plugin.
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The credit card payment plugin just stores half of the credit card data in the order details page and the other half is sent to you in the order admin notification email.
You need to enter that credit card information along with the amount in your terminal so that the payment can be processed by your bank and and up in your bank account. So that's a manual process. You can also phone your bank to process it manually if they offer that capability.
But if you want something automated, that's what you want:
If you want to have the money go to your bank account, you will need to contract with a payment gateway. For example, you can create an account with paypal www.paypal.com/en/mrb/pal=SXL9FKNKGAEM8 to accept credit cards on your shop using one of the paypal plugins we have. The payments of your customers will be credited on your paypal account and you will then be able to transfer the money to your bank account.
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