Email interac, a simple offline payment

-- HikaShop version -- : 4.0.0
-- Joomla version -- : 3.8.13
-- PHP version -- : 7.2
-- Browser(s) name and version -- : Firefox 62.0.3 64bit
-- Error-message(debug-mod must be tuned on) -- : n/a

This is a presales question but I see it was asked over 4 years ago in this forum, but was not asked properly.
Interac now allows payment from one bank to another in Canada (and maybe elsewhere) and no password is required for the transfer. An email interac payment simply goes straight from one bank account to another. The customer does not have to give the merchant any information. The customer has to log into their own bank account online, enter the right data, and then simply send the money, and the merchant has to do nothing. The merchant simply receives a notification of the transfer in his email.
Once the merchant sees that payment go through then he can ship the product.

Can one of your offline payment methods be used for this? It would be really easy to implement, just a matter of changing the text. No programming required at your end. Could somebody make this payment plugin for us? Or could you give us a file to edit appropriately that might work?