[Skip to main content](#vessel-content) # Payment by Credit Card - Where Does the Money Go? ## - **[dlong22](/forum/user/30393-dlong22 "View dlong22's Profile")** - [![dlong22's Avatar](https://www.hikashop.com/media/kunena/core/svg/person.svg)](/forum/user/30393-dlong22 "View dlong22's Profile") Topic Author - [ Offline](/forum/user/30393-dlong22) Less More - Posts: 7 - Thank you received: 0 - - 11 years 6 months ago [\#196886](#196886) by [dlong22](/forum/user/30393-dlong22 "View dlong22's Profile") *[Payment by Credit Card - Where Does the Money Go?](/forum/29-payment-methods/876096-payment-by-credit-card-where-does-the-money-go#196886 "-- HikaShop version -- : 2.4.0 -- Joomla version -- : 3.3.6 -- PHP version -- : 5.3.28 I have the HikaShop Starter, and am wondering how to set up for credit card payments. I enabled the creditcard plugin, and the checkout says 'we will notify you' but in my test I am not logged into the website. I understand that I will have to purchase a commercial version in order to allow anonymous/guest purchases. But how does the money end up coming? I was using the PayPal plugin, but our organization frowns on the use of PayPal, and hence I am looking at other payment options. Any pointers appreciated.")* was created by *[dlong22](/forum/user/30393-dlong22 "View dlong22's Profile")* -- HikaShop version -- : 2.4.0 -- Joomla version -- : 3.3.6 -- PHP version -- : 5.3.28 I have the HikaShop Starter, and am wondering how to set up for credit card payments. I enabled the creditcard plugin, and the checkout says 'we will notify you' but in my test I am not logged into the website. I understand that I will have to purchase a commercial version in order to allow anonymous/guest purchases. But how does the money end up coming? I was using the PayPal plugin, but our organization frowns on the use of PayPal, and hence I am looking at other payment options. Any pointers appreciated. Please [Log in](/login?return=aHR0cHM6Ly93d3cuaGlrYXNob3AuY29tL2ZvcnVtLzI5LXBheW1lbnQtbWV0aG9kcy84NzYwOTYtcGF5bWVudC1ieS1jcmVkaXQtY2FyZC13aGVyZS1kb2VzLXRoZS1tb25leS1nbz90bXBsPW1hcmtkb3du) or [Create an account](/component/users/registration?Itemid=101) to join the conversation. - **[nicolas](/forum/user/63-nicolas "View nicolas's Profile")** - [![nicolas's Avatar](https://www.hikashop.com/media/kunena/avatars/resized/size144/users/avatar63.png)](/forum/user/63-nicolas "View nicolas's Profile") - [ Offline](/forum/user/63-nicolas) Less More - Posts: 86293 - Thank you received: 14271 - - 11 years 6 months ago [\#196913](#196913) by [nicolas](/forum/user/63-nicolas "View nicolas's Profile") Replied by *[nicolas](/forum/user/63-nicolas "View nicolas's Profile")* on topic *[Payment by Credit Card - Where Does the Money Go?](/forum/29-payment-methods/876096-payment-by-credit-card-where-does-the-money-go#196913 "-- HikaShop version -- : 2.4.0 -- Joomla version -- : 3.3.6 -- PHP version -- : 5.3.28 I have the HikaShop Starter, and am wondering how to set up for credit card payments. I enabled the creditcard plugin, and the checkout says 'we will notify you' but in my test I am not logged into the website. I understand that I will have to purchase a commercial version in order to allow anonymous/guest purchases. But how does the money end up coming? I was using the PayPal plugin, but our organization frowns on the use of PayPal, and hence I am looking at other payment options. Any pointers appreciated.")* Hi, The credit card payment plugin allows you to collect the credit card data of your customers in order to process the transactions with your own payment terminal. So the transactions are not automatic and you need to already have a terminal on your end to process them yourself. For automatic transactions, you need to have a merchant account with one of the payment gateways supported by HikaShop (you can see the list in the "payment plugins" section of the HikaShop documentation page) and configure the corresponding payment method. PayPal is a solution, but HikaShop also supports more than a 100 of other payment gateways so the choice is yours based on your country, the fees you're ready to pay, the practicality of the payment gateway, etc. Please [Log in](/login?return=aHR0cHM6Ly93d3cuaGlrYXNob3AuY29tL2ZvcnVtLzI5LXBheW1lbnQtbWV0aG9kcy84NzYwOTYtcGF5bWVudC1ieS1jcmVkaXQtY2FyZC13aGVyZS1kb2VzLXRoZS1tb25leS1nbz90bXBsPW1hcmtkb3du) or [Create an account](/component/users/registration?Itemid=101) to join the conversation. 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