Payment Plugins

Am I to understand that the payment plugins are activated only with a business subscription to Hikashop?

Hi,

Payment method are available and works in every version of hikashop, including starter version.

Then I guess I'm confused about the System > Payment Methods > HikaShop PayPal Payment Plugin administration page.
Down at the bottom it says "Access Level, Only from HikaShop Business".

What does this mean?

Access level is a Hikashop feature which allow you to make available some things to a specific group of user.
For example you can have multiple user group like "registered" and "visitor" and make a payment method avaible only for registered customers.
I hope it's clear . This feature is available for many different things in hikashop like custom fields and so on...