I want to add text at the top of the page after you click next the first time. Since you have to click next again to submit the order I would like to put directions at the top of the page. What is the view called for this where I could add the text?
You can edit the checkout views via the menu Display->Views. Just search for the checkout view files. The step file of the checkout view is the main one which then calls the views you have setup in the checkout workflow option of the configuration.